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Schemes for Safai Karamcharis/ Scavengers

Means: A person who is wholly or partially employed/ engaged in, for any sanitation work or in manual scavenging or their dependents, is called Safai Karamchari/ Scavenger.

(I) Scheme in collaboration with “National Safai Karamcharis Finance & Development Corporation (NKFDC), Ministry of Social Justice & Empowerment (MSJ&E), Govt. of India, New Delhi”.

The loaning scheme for socio-economic for upliftment Safai Karamcharis/scavengers category persons, to establish income generating unit is available in collaboration with’ National Safai Karamcharis Finance & Development Corporation(NSKFDC), Govt. of India, New Delhi.

ELIGIBILITY CRITERIA FOR SCHEME INCOLLABORATION WITH “ NSKFDC” ( including EDUCATIONAL LOAN/SKILL DEVELOPMENT/TRAINING PROGRAMMES):

  • One should belong to Safai Karamcharis/Scavengers category.
  • One should be permanent resident of the J&K State.
  • One should be unemployed
  • One should having necessary skill/ experience in the activity/ trade applied for.
  • The applicant who intends to avail loan for purchase of vehicle should have valid driving license for the type of vehicle applied for.
  • One should not be a defaulter of any bank/ financial institution.

The “NSKFDC, New Delhi has not fixed any income criteria under its schemes. However, the preference will be given to the persons living Below Double the Poverty Line.


Financing Programmes

S.No
Type of Loan
Max. cost of Project
Apex Corp. Share
State Corp Share
Benef. Share
Rate of Interest
Repayment period in monthly installments
01
Term Loan
15.00 Lacs
90%
5%
5%
6%
54-66
02
Sanitation Workers Rehabilitation Scheme(SWRM)
15.00 Lacs
90%
5%
5%
6%
54-66
03
Sanitary Marts Scheme
15.00 Lacs
90%
5%
5%
4%
54-66
04
Mahila Adhikarita Yojana (MAY)
0.75 Lac
90%
5%
5%
5%
54
05
Micro Credit Finance (MCF)
0.50 Lac
90%
5%
5%
5%
36
06
Mahilla Samridhi Yojana (MSY)
0.50 Lac
90%
5%
5%
4%
36
07
Green Business Scheme
1.00 Lac
90%
5%
5%
3%
54
08
Swachhta Udyami Yojana- " Swachhta Se Sampannta Ki Aur"
a)
Scheme for pay and use toilets
25.00 Lacs
90%
5%
5%
4%
66
b)
Scheme for procurement of sanitation related Vehicles
15.00 Lacs
90%
5%
5%
4%
66


Educational loan Scheme for Backward Classes students

The corporation in collaboration with NSKFDC is providing Educational Loan to the students of the target group for pursuing professional /Technical courses in India and abroad, at the following funding pattern:

Type of Loan
Max. Quantum of Loan for study (Amt.in Lakhs) including benef. Share
Rate of interest Repayment period
In India
In Abroad
Educational Loan
10.00
20.00
4% for male & 3.50 % for female Repayment shall be commenced after six months of completion of course or getting employment whichever is earlier)


Skill Development Programme:
The corporation has been undertaking various skill development programme by imparting training to the candidates of the target groups to develop their skills and knowledge with a view to enhance their competence for wage employment /self employment. Under the scheme the corporation arranges need based vocational training/ skill development programme with the financial support from NSKFDC or other sources. The corporation bears 100% cost of the Training.

For more details websites of NSKFDC, www.nskfdc.nic.in and the Ministry of Social Justice & Empowerment, Govt. of India; www.socialjustice.nic.in can be viewed.


MARKETING LINKAGES
Besides other development activities, the corporation is promoting facilities for its beneficiaries by providing opportunities to participate in the country’s leading fairs like; India International Trade Fair, Dilli Haat, Surajkund Craft Mela as well as in exhibitions/fairs organized in other States on important occasions and festivals etc. The events not only give much needed marketing exposure to these artisans/beneficiaries but also provide an opportunity to market their products at good price which usually they find difficult in their own places.

The corporation can assist a wide range of activities for financing mainly under the following broad sectors:

  • Transport Sector activities
  • Agriculture & Allied Activities;
  • Small Business/ Trade
  • Tiny/ Cottage industry or Service activities.
  • Artisan & Traditional activities
Copyright © 2016 J&K SC,ST & BC Dev.Corporation Ltd, 715-A, Last Morh, Gandhi Nagar, Jammu - 180004
Telephone/ Fax: +91-0191-2433229